Mutual Funds

Mutual Funds are pooled investment vehicles managed by professional fund managers. They allow investors to invest in a diversified portfolio of stocks, bonds or other securities with minimal effort.

Advantages:

• Low Entry Barrier: Start investing with as little as ₹500
• Diversification: Reduces risk by spreading investment across assets
• Professional Management: Managed by qualified fund experts
• Liquidity: Easy to buy and redeem your units
• Tax Benefits: Under ELSS category (Equity Linked Saving Schemes)

Types of Mutual Funds:

• Equity Mutual Funds: For long-term capital growth
• Debt Mutual Funds: For stable and fixed income
• Hybrid Funds: Combination of equity and debt for balanced risk
• ELSS Funds: Tax-saving mutual funds with a lock-in period

Best For: Investors looking for simplicity, low risk and steady returns.